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Benefits of Accepting Credit Cards

At USMSmerchant.com, our top priority is keep the credit card processing costs of our merchants down, thus helping them keep overall operating costs down. We know that a cost effective credit card processing solution works for your business, and makes you want to work with us. We will do our best to accommodate your needs and make sure we can always offer the best rates and most competitive prices on credit card processing equipment and supplies.

We also know how much credit cards play a role in our economy, with more and more retailers realize just how important it is to accept credit cards. There are now more than 500 million credit cards in use domestically, meaning a total pool of over 500 million customers for your credit card processing venture. In 1999 U.S. credit card charges reached $1.1 TRILLION, so get started today!




Credit Card Usage Facts

Every day in the United States more than 55 million is charged in credit card transactions! In the first three months of this last year alone, American consumers made nearly 4.9 billion in credit card purchases, a 14% increase over the same period one year previously. What does this mean for you? It means huge potential for your business to grow by accepting credit cards and processing credit card transactions at your point of sale!



Benefits of Credit Card Acceptance


Accepting credit cards will increase sales in most businesses by as much as 250%! This improvement to your bottom line should not be ignored, because your competitors definitely aren’t ignoring the potential for their business as well. USMSmerchant.com gives you another option. An option that means never losing another sale again because you aren’t accepting credit cards from your customer’s.




  • Higher Ticket Merchandise: Credit cards will allow your customers to purchase more expensive items that they would usually be able to afford.

  • Competitive Advantage: Credit card customers will often overlook slight price differences between you and your competitor who does not accept “plastic.” This leads to more revenues for you, and less for the competition.

  • Increased Web Sales: Popular studies have reported that credit card consumers spend 3-4 & 1/2 times more than consumers who carry only cash.

  • Impulse Buying: Credit cards give customers the freedom to buy previously unplanned purchases.

  • Enhanced Advertising: Since customers are more likely to shop at businesses where credit cards are accepted, they tend to look for and read the ads that mention of display the fact that they accept credit cards for purchases.

  • More Consistent Sales: Cash shoppers buy heavier on paydays and just before holidays, while credit card customers buy whenever they like. This trend will be eliminated when you allow all your customers to purchase on credit.

  • Customer Loyalty: Research shows customers who purchase with credit cards ten to return to the same business again.
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